Tackle Spending Shame with a Personal Budget

ADHD Guilt and Shame around Spending Money - How Personal Budgets can help.

I can’t believe I’ve spent so much…

Do you feel guilty every time you buy something for yourself? Do you find yourself putting empty wrappers or coffee cups in the bin outside the house, hiding the evidence? Or maybe you’re the opposite, you feel so guilty about the idea of spending money on yourself that you never buy anything at all, instead you spend money on the people you love, trying to make them happy instead of treating yourself.

Both of those things are common in people who have ADHD. Some of us feel ashamed or guilty after buying a magazine or a drink and feel that they’ve been selfish. Sometimes our impulse buying kicks in, particularly if we’ve found a new hobby, and we go completely overboard, buying everything and anything that looks like it would be a great project, leading to huge waves of after purchase guilt and frustration, and ultimately to a lot of unfinished projects.

Money is difficult to manage, and as a lot of people with ADHD struggle to find work they are often the person who stays at home to look after the kids while their partner works, and as such, they are ‘in charge’ of the household finances. Every time we stumble and buy something we just can’t resist there’s a feeling of failure, and the question of whether we ‘confess’ what we’ve done or not. Some people have a family who understands the difficulties we have with money, others are not so fortunate and when things get out of hand, when we realise that we’ve hit the credit limit, or we haven’t considered the fact that the car insurance is due next week, or the school trip payments need to be made.

Ideally, we’d all have someone there to carefully manage our finances, to guide us with what is a good purchase, and what is necessary, and to tell us that we don’t need to ‘buy’ our friends and family with gifts but for most of us, this just isn’t possible.

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Adult ADHD Online Shopping Tips

Adult ADHD Online Shopping Tips Save Money Online and Avoid Common Pitfalls of Impulse Spending

Follow these Online Shopping Tips to Save Money and Avoid the Common ADHD Pitfalls of Impulse Buying!

There are plenty of ways to save money online but those of us with ADHD need to approach with caution! If you have read my post about saving money in-store then you will know that the biggest pitfall for shopping is impulse buying, we love a good bargain!

Shopping online is great for those of us who struggle to negotiate big stores, who feel anxious and stressed at the thought of going out into the throng of people all filling their trolleys, particularly if we have to shop at peak times when just finding a space in the car park can be a challenge.

There’s an incredible range of products available online too, pretty much anything you can think of is available somewhere and you don’t have to worry about shopping at unsocial hours. The shops are always open and there’s always a ‘Sale!’ on somewhere.

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Money Saving Tips – Curb Your ADHD Impulse Buys!

Adult ADHD Impulse Buying Managing Symptoms Saving Money

Shops want us to buy more stuff!

Shocking isn’t it? Well, no, of course not, but that’s the bottom line, and a lot of people with ADHD are prime candidates for seeing something new and shiny and on sale and just snapping it right up without really thinking it through.

How often do you go into a store, say, to pick up a few items from the supermarket on the way home, only to come out with a receipt showing 4 or 5 times what you had intended to spend. It may be that you decided to just go ahead and do the weekly shop while you were there, but most times, you’re so wound up trying to remember what you need that you look at everything. You notice a new product, or a product on sale, or a product you haven’t had in a while but you remember really liking it… It goes on and when you get to the checkout you look at the cashier and say ‘I only came in for a couple of things’ while you type in your PIN and hope that no-one asks how much you spent when you get home.

I have been there way too many times, I’ve been unpacking bags which take up all of the surfaces and spill onto the floor wondering where I’m going to actually put all this stuff. That’s why I’m going to give you some tips for cutting down on your spending, for curbing those little impulsive purchases and ultimately for saving money.

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